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De Felippi: There's software that allows you to harvest them from anyone who has posted their e-mail addresses online, so don't ever put your e-mail address on a website.

If I was targeting a specific group, I'd try to find e-mails for that group.

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Credit Cards.com: Do identity thieves like some credit cards better than others?

De Felippi: Well, a lot of American Express cards have no set limit, so you'd be able to buy a lot more.

Credit cards are much better at protecting you against fraud. De Felippi: You've probably heard this before, but the most important thing really is to watch your accounts.

And if you're worried about debt, you can always pay them off every month. And I don't mean just checking your statement once a month.

As part of the scam, I'd get their date of birth, address, Social Security number and driver's license number.

Then I could make a fake ID that had all accurate information on it.That information usually isn't in the magnetic stripe information. With debit cards, it's your real money in your bank account you're playing with.So if a card is skimmed, if someone has its magnetic stripe information, they would still need the number on the front or your ZIP code to commit fraud. So if someone gets your debit card information and uses it, your cash is gone until you fill out a lot of paperwork and persuade the bank to give it back to you.We've all heard the standard tips about preventing identity theft and credit card fraud.But what would a real identity thief tell you if he had the chance?Today, he's a Web developer at a graphic design company in Rochester, N. He agreed to take an hour with Credit to share his story and his top tips on how to protect yourself. Dan De Felippi: When I was in middle school and high school, I was into what I would call innocent hacking. I was pretty active in online chat rooms where people would talk about this stuff, and I began to realize there was a whole world of credit card fraud where I could make a lot of money with very little effort. Credit Cards.com: You said you bought credit card data online. De Felippi: Every credit card has magnetic stripe on the back with data on it.

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